Loan Programs

The following is a partial list of programs offered by Millennium Lending LLC with a brief description of the key elements of each. For a complete list of the programs that we offer, please contact us at 808-383-5363 .

These materials are not from HUD or FHA and were not approved by HUD or a government agency.

Conventional Fixed Rate Mortgages (FRM)

A popular loan type, conventional fixed rate loans feature a constant interest rate for the life of the life. Generally speaking, monthly payments remain constant. Traditionally borrowers are expected to provide a 20 percent down payment though this is not necessarily required. Contact us for details on down payment requirements. Available terms generally range from 10 years, 15 years, 30 years and 40 years.

Refinance Mortgage Loans

Homeowners looking to decrease their interest rate may consider refinancing. A refinance calls for the homeowner to obtain another mortgage loan. Those funds are then used to pay off the original mortgage loan and the homeowner is then bound by the terms of the new mortgage. Depending on your situation a refinance loan could be a great option. Along with decreasing your interest rate, refinance loans can also help you switch from an ARM to a FRM, and in some cases reduce your loan term.

Commercial Loan

Whether you’re a new entrepreneur or a seasoned professional, smart business owners know that growth brings tremendous opportunities for profit. Your commercial property is an important aspect of growth. At Millennium Lending LLC we’re committed to helping you get into the right commercial property for your company. As your company continues to grow, increasing your workspace through a commercial mortgage becomes increasingly important. More information about our commercial loan offerings can be found by contacting us via email or by telephone at 808-383-5363. Our qualified professionals are ready to answer any and all of your commercial loan questions as well as help you begin the application process.

Foreign National Loans

Want to buy a home in the United States, but you're not a US Citizen? No problem, Our Foreign National Loan Program makes buying a home in the US easier for non-US citizens. While the guidelines on these loans are different than conventional, conforming or other federally insured loan programs, we are confident that our loan program can meet your needs.

USDA Loan

A USDA Loan is a mortgage loan that is insured by the US Department of Agriculture and available to qualified individuals who are purchasing or refinancing their home loan in an area that is not considered a major metropolitan area by USDA.